Financial Skills Challenge

A free online financial literacy simulation run by Bank of America in which middle and high school students make real-life money decisions, from budgeting to unexpected expenses. Players start as college students with part-time jobs and later move into full-time work, paying costs such as rent, insurance and loans. The six-hour game includes lessons and badges, students who finish every lesson and month earn a Financial Skills Certification, and regional contests recognize top players.

Offered by Bank of America and Junior Achievement. Competition for high school students in USA. Format: Online. Cost: Free. Grades 9–12. Deadline: rolling or not yet announced.

Fields: Finance, Business

Key facts

Who can apply
High school students in grades 9 to 12. It runs online.
Cost
Free to take part.
Dates
No date is posted for the 2026-27 cycle yet. Check the official page for when applications open.

Info checked October 2026.

Questions about Financial Skills Challenge

When is the Financial Skills Challenge deadline?

No date is posted for the 2026-27 cycle yet. Check the official page for when applications open.

Is Financial Skills Challenge free?

Yes. Financial Skills Challenge is free to take part in.

Who can apply to Financial Skills Challenge?

High school students in grades 9 to 12. It runs online. Age, residency and citizenship rules are on the official page.

Official program page

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